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Personal AccidentIRDAI Verified Advisory

Care Personal Accident Insurance

Accidents can happen anytime, anywhere, and their impact can be both physically and financially overwhelming. That’s why having a Personal Accident Insurance po...

Care Personal Accident Insurance
Accidents can happen anytime, anywhere, and their impact can be both physically and financially overwhelming. That’s why having a Personal Accident Insurance policy is crucial. Care Personal Accident Insurance, available for InsureMile customers, offers comprehensive coverage to protect you and your loved ones from financial burdens arising due to accidental injuries, disabilities, or even loss of life.

Key Benefits of Care Personal Accident Insurance

1. Personal Accident Sum Insured With a high sum insured of ₹15,00,000, this policy ensures that you and your family have financial security in case of accidental injuries. 2. Accidental Death Cover – 100% of Sum Insured If the insured person suffers an unfortunate accidental death, their family will receive 100% of the sum insured, helping them maintain financial stability during difficult times. 3. Permanent Partial Disability (PPD) Coverage If an accident leads to a permanent partial disability (PPD), the insured is eligible for compensation up to the sum insured, as per the PPD table of GC360. This financial support can help cover medical treatments and lifestyle adjustments. 4. Permanent Total Disability (PTD) Coverage In case of a permanent total disability (PTD), the insured can claim up to the sum insured, ensuring financial assistance for medical expenses and daily living costs. 5. Daily Hospital Cash Benefit Hospitalization due to an accident can lead to income loss. Care Personal Accident Insurance provides ₹2,000 per day (after a one-day deductible) for up to 30 days of hospitalization, ensuring financial relief during recovery. 6. Accidental OPD Cover For minor injuries requiring outpatient treatment, the policy provides a ₹500 benefit, helping cover consultation fees and minor medical expenses.

Why Choose Care Personal Accident Insurance via InsureMile?

  • Affordable Premiums: Get high coverage at budget-friendly rates.
  • Comprehensive Protection: Covers accidental death, disability, and hospitalization expenses.
  • Financial Security for Your Family: Ensures peace of mind for you and your loved ones.
  • Easy & Hassle-Free Claims: InsureMile ensures a smooth claims process with expert guidance.

Secure Your Future with InsureMile

Accidents are unpredictable, but financial security doesn’t have to be. Care Personal Accident Insurance, available on InsureMile, provides the protection you need against unexpected accidents. 👉 Get your policy today and stay protected!

Reviewed by Insuremile's licensed advisory specialists per IRDAI editorial standards. Always check the official policy wording for specific inclusions, exclusions, and sub-limits.