Fraud Awareness
Spot insurance fraud before it costs you.
Spot insurance fraud before it costs you: Fraudsters have got sophisticated. Fake calls, fake KYC portals, and fake payment links are all designed to look real. Here is how to protect yourself.
Common scams
What fraud looks like today. Highlights include: Costs Insurance Spot.
Fake calls
Someone claims to be from your insurer or IRDAI and offers a huge bonus, a policy upgrade, or threatens cancellation. They ask for your policy number, KYC, or an OTP.
Fake KYC requests
A WhatsApp message or SMS asks you to update KYC via a link. The link opens a form that harvests your Aadhaar, PAN, and bank details.
Fake payment links
A 'renewal' or 'refund' link asks you to pay via UPI to a personal number. Real insurers never ask for payment on a personal UPI.
Fake surveyor
After an accident, someone offers to inflate your claim in exchange for a cut. This is a criminal offence and can void your entire claim.
How to protect yourself
Six rules to follow.
General Insurance Council (GI Council): Motor Insurance
Read official Indian motor vehicle classifications and statutory insurance guidelines.