Future Generali Assure Plus - Compare Buy Renew Policy
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Frequently Asked Questions
What is the minimum premium for Future Generali Assure Plus?The minimum premium varies based on the policy terms and sum assured. It is designed to be affordable to cater to different financial needs.
Can I change my premium payment frequency?Yes, Future Generali Assure Plus offers flexibility in premium payment frequency, allowing changes as per the policy terms.
What riders can I add to my Future Generali Assure Plus plan?Common riders include accidental death benefit, critical illness cover, and waiver of premium, which can be added for enhanced coverage.
Are there any tax benefits associated with Future Generali Assure Plus?Yes, premiums paid towards Future Generali Assure Plus may qualify for tax deductions under Section 80C, and the benefits received are tax-free under Section 10(10D) of the Income Tax Act.
What happens if I miss a premium payment?If you miss a premium payment, the policy may enter a grace period during which you can pay the premium without losing coverage. If premiums remain unpaid beyond this period, the policy may lapse or convert to a paid-up policy.
Can I surrender my Future Generali Assure Plus policy?Yes, you can surrender the policy after it acquires a surrender value, usually after paying premiums for a specified number of years. The surrender value will depend on the policy terms and the premiums paid.
Reviewed by Insuremile's licensed advisory specialists per IRDAI editorial standards. Always check the official policy wording for specific inclusions, exclusions, and sub-limits.
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